Question 1

Is my travel insurance already included with my credit card?

Accepted Answer

Some credit cards offer travel insurance, but the coverage, amounts covered, and conditions vary from one financial institution to another. Before travelling, it is recommended to check the included guarantees and make sure they meet your needs .

Question 2

Is the travel insurance offered by my credit card sufficient?

Accepted Answer

It all depends on your destination, the length of your stay, and your personal circumstances.In some cases, additional protection may be relevant in order to obtain coverage better suited to your trip .

Question 3

Can I get a quote even if I'm only going away for a few days?

Accepted Answer

Yes.Whether your trip lasts a few days, a few weeks or several months, it is possible to request a quote to explore the protections offered according to your destination, the length of your stay and your personal situation.Even on a short trip, unforeseen events can occur. It can therefore be helpful to assess your options before you leave.

Question 4

Does travel insurance cover pre-existing medical conditions?

Accepted Answer

This depends on several factors, including your health, age, destination and the protections chosen.Some travel insurance policies may offer coverage for certain pre-existing medical conditions when eligibility criteria are met . Before your departure, it is important to accurately declare your situation and check the terms and conditions of your coverage .To obtain information tailored to your situation, we invite you to request a quote on the website.

Question 5

Can I purchase travel insurance after booking my trip?

Accepted Answer

In several situations, it is possible to purchase travel insurance after booking .However, some protections must be purchased within specific timeframes to be eligible.

Question 6

Which travel insurance should I choose for a stay of several months outside of Canada?

Accepted Answer

The needs differ depending on the destination, the length of stay and the personal situation of the traveler.An analysis of your needs will help identify protection that is suitable for your project .Need help? 📞 +1 877 515-1550

Question 7

I'm a snowbird. Do I need travel insurance to spend the winter abroad?

Accepted Answer

Snowbirds who stay outside Canada for several weeks or months may want to consider travel insurance tailored to the length of their stay and their health condition . Medical expenses abroad can be significant.

Question 8

Is travel insurance mandatory for a working holiday visa (WHV)?

Accepted Answer

Working Holiday Visa (WHV) holders must demonstrate that they have insurance covering the duration of their stay . The coverage offered varies depending on the insurer and the program.

Question 9

Which travel insurance should I choose for family travel?

Accepted Answer

Family travel insurance can help protect parents and children against certain unforeseen medical or financial events that may occur before or during the trip.

Question 10

Which travel insurance should I choose for a Working Holiday Visa in Canada?

Accepted Answer

Working Holiday Visa (WHV) holders must demonstrate that they have insurance covering the duration of their stay . The coverage offered varies depending on the insurer and the program.

Question 11

Which travel insurance should I choose for studying or working abroad?

Accepted Answer

International students and workers abroad often have different needs than tourists. The length of stay, destination, and local requirements must be taken into account.

Question 12

Can a foreigner purchase travel insurance to come to Canada?

Accepted Answer

Yes. Several options are available to international visitors who wish to stay in Canada, whether for vacation, studies, a Working Holiday Visa, or a business trip.

Question 13

Can my minor child travel alone with travel insurance?

Accepted Answer

Yes, some protections may be offered to minors travelling alone . The conditions vary depending on the traveller's age, destination and type of stay.

Question 14

What travel insurance should I choose for a teenager travelling without their parents?

Accepted Answer

When a teenager travels alone for a language course, studies or vacation, it may be relevant to check the protections offered as well as the support services available .

Question 15

Does family travel insurance cover all family members?

Accepted Answer

Some family insurance plans can cover multiple members of the same family. Conditions and eligibility criteria vary depending on the policy.

Question 16

Can retirees obtain travel insurance with a pre-existing medical condition?

Accepted Answer

Depending on their circumstances, some retired travelers may have access to tailored insurance coverage. Eligibility criteria vary depending on the insurer and the chosen coverage.

Question 17

What travel insurance should I choose after age 60 or in retirement?

Accepted Answer

Travel insurance needs change depending on age, length of stay, and destination. A personalized assessment helps guide travelers toward a solution tailored to their specific situation.

Question 18

What should I do if I become ill or am hospitalized during my trip?

Accepted Answer

Most insurance policies include procedures to follow in case of a medical emergency. It is important to contact the assistance service indicated in your contract as soon as possible.

Question 19

Is travel insurance necessary to travel to the United States?

Accepted Answer

Medical costs in the United States are among the highest in the world. Many travelers therefore choose to purchase travel insurance before their departure.

Question 20

Can I extend my travel insurance during my stay abroad?

Accepted Answer

Depending on the terms of the contract and the traveler's situation, it may sometimes be possible to extend coverage during the trip. It is recommended to check the applicable terms before the coverage expires.

Question 21

Does travel insurance cover the cancellation or interruption of a trip?

Accepted Answer

Some insurance policies may include coverage for trip cancellation or interruption due to eligible events. Terms and exclusions vary by policy.

Question 22

What is the difference between travel insurance and international medical insurance?

Accepted Answer

Travel insurance is generally designed for temporary stays, while international medical insurance is often aimed at people living or working abroad for a longer period. The choice depends on your plans and circumstances.

Question 23

I received a quote, but I still have some questions. Can I speak to someone?

Accepted Answer

Yes.If you would like more information about your submission or to better understand certain protections, our team can assist you and answer your questions before your departure.Need help? 📞 +1 877 515-1550

Question 24

Who should I contact in case of an emergency during my trip?

Accepted Answer

In case of emergency, you should contact the assistance service indicated in your travel insurance documents.Contact details and procedures to follow will be provided with your protection plan to enable you to quickly obtain the necessary assistance.

Travel insurance in partnership with soNomad

Whether you are travelling abroad or visiting Canada, protect yourself against the unexpected.

Why consider travel insurance before your departure?

Unexpected events can occur before or during your trip. Whether you're travelling for a few days, several months, or visiting Canada, the right protection can help you travel with greater peace of mind.

Emergency medical expenses

Trip cancellation or interruption

24/7 travel assistance

Protection suitable for short and long stays

Travel with greater peace of mind

Protection tailored to your travel style

Every trip is unique. Whether you are travelling as a couple, with your family, to study abroad, to work on a Working Holiday Visa or to spend several months outside of Canada, your protection needs may vary depending on your destination, the length of your stay and your personal circumstances.

Why our partnership with soNomad?

A travel insurance specialist

Protections for different types of travelers

Worldwide coverage

A simple submission request process

Because every journey is unique

Before you leave, several factors can influence your choice of travel insurance. Taking your situation into account will help you obtain coverage better suited to your plans.

Why consult Actif santé financière before your trip?

We support individuals, families, and entrepreneurs with their financial projects. Our approach is based on listening, understanding your needs, and providing personalized support to help you find solutions tailored to your specific situation.

A human approach

Advice tailored to your needs

Support available throughout Quebec

Questions fréquentes